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Florida Mortgages Lowest Rates
Best in Service, Everyday Lowest Rates and Costs.
We search for the best possible rates among several top wholesale lenders saving you time and money. Compare us to your bank. Instant savings can be yours plus one-on-one 5- Star Rated personalized service.

HARP Loans
Making Homes Affordable Refinance Program®

What is HARP? HARP is unique—it’s the only refinance program that enables eligible borrowers with little to no equity in their homes to take advantage of low interest rates and other refinancing benefits. There have been several changes to HARP, but the primary enhancement removed the limit on the amount that homeowners could be “underwater” (owe more on their mortgage than their home is worth). With that change, many homeowners who were not eligible will now qualify. Program ends December 31, 2015.

FHA Streamline Refinance
Applications June 11 or after, the MIP (mortgage insurance premium) is drastically reduced as long as the original loan was endorsed prior to May 31, 2009.  No income or appraisal needed, 660 minimum credit score required. Request FHA Streamline Refinance Quote or Apply now.

Licensed and Certified
We are fully NMLS Certified and compliant. We are a top rated lender on Zillow and rated A+ by the Better Business Bureau. You can count on us. Everyday low rates, personal service, no application fee, and guaranteed closing costs. A winning combination.
Get a free quote.

A Complete Product Line.
FHA, Federal VA, Reverse Mortgages, Conventional, Jumbo, and non-conforming loan programs. Whether you are financing a primary residence, second home, or investment property, we have the right loan.

Our Pledge.
We promise to provide you the best possible customer experience at the best possible rates. Take a moment and get to know us.Customer Reviews

Florida Second Home Mortgages
Up to 90% Conventional Financing is now available for second/vacation homes in Florida. Get a free quote.

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Toll free: 1.800.230.1259
Direct: (727) 819-0067
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Recent Reviews

- Highly likely to recommend
Steve is a breath of fresh air in a profession filled with lazy and incompetent people. My mother had been trying to refinance her home and take advantage of the low rates presently available. she was offered 3.250% by her current lender (Citi) 4 months later with terrible communication and explanation they sent a closing agent to her home, they did not provide a HUD settlement before closing. The original rate had risen a half point and the closing costs were higher. I advised her not to sign. Citi went ahead with the loan anyway, closed her loan account and opened a new one. These are just the highlights of her ordeal before I found Mortgage Market of FL, Steve answers calls and e-mails with lightning speed, knows his products and knows the best match for his client. In about a month he had closed a refi for my mother at 2.75% with very low closing costs. My mother is very happy with her new loan, especially since Steve saved her a good bit of money over the incompetents at Citi. Steve is the first mortgage originator that I have ever thought deserved the their fee. Steve has also earned the business of my fiance, based on his results with my mother's loan. If you want a professional, honest and hard working originator for your mortgage needs, you will not be disappointed if you choose Steve and Mortgage Market of FL 4/22/2013
user7259620 Closed refinance loan Largo, FL
- Highly likely to recommend
This review is hot off the press. I just closed on my new home on 4/5/2013 and could not be more pleased with Steve Jacobson's expertise and guidance. This is the first review I have ever written....ever! If you are fortunate enough to be in the hunt for a home loan/refinance etc and are reading this review....I encourage you to seek the advice and guidance of an expert and Steve is your man. His calm and professional demeanor helped my type "A" personality through our first introductory phone call all the way to the purchase of my dream home. By the way....this process took all of 5 weeks! Don't listen to all the nay Sayers out there....if there is a way to get your loan request handled quickly, professionally and painlessly....make the call. Oh, and by the way...your welcome and good luck!
04/10/2013 - user2816181
Closed purchase loan. Tarpon Springs, FL

- Highly likely to recommend
Steve was top notch in the service he provided. I was absolutely impressed with how available and quick Steve was to assist and respond no matter how simple or complex the question. Steve was an integral part of ensuring that my loan process was as seamless as possible. Even during the most crucial part of the loan process, the lead up to closing, when I had to be out of the country for work purposes, Steve worked diligently with me and my realtor to ensure all the needed documents were completed properly and on time. His follow through and commitment were second to none. If and when I decide to purchase another property Steve will without a doubt be the first I contact for my loan needs.
1-7-2013 user1769871 - Seminole, FL

- Highly likely to recommend
Steve is very knowledgeable, thorough, and professional. He will guide you through the mortgage process, adding explanations where and when you want them. It is a pleasure to find someone with these qualities that makes the mortgage application process -- dare I say it?? -- enjoyable!
12-3-2012 - user7579481 Fort Myers, FL

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Serving Florida from Coast to Coast:

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All rates, fees, and loan programs subject to change without notice. Rate Details, APR, Terms of Use | NMLS 372624/MBR115